Mina Mortgage specializes in helping people find the perfect loan for their needs. Our focus is on providing our clients with the best service, competitive interest rate and fees, along with the most accurate information.
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- 10265 Yonge Street, 1st Floor, Richmond Hill, ON
- Support (647) 280-1636
Self – Employed Mortgage
How Can We Help?
Being Self-Employed Doesn’t Mean That You Can’t Achieve Your Dream Of Homeownership
Being self-employed doesn’t mean that you can’t achieve your dream of homeownership. Or, that you should have to sacrifice favorable lending terms just because of your professional status. As your mortgage agent, we don’t discriminate. Mina Mortgage will work with you to develop a self-employment strategy that will allow you to get the mortgage you actually want and deserve.
We work with lenders who understand the unique challenges self-employed Canadians face. They understand these individuals have tax write-offs creating significant reductions in their declared income.
How Can We Help?
When it comes to mortgages, it hasn’t always paid to be self-employed – because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we’re business owners, too.
What’s better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians. These lenders in Canada understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.
Qualifying For A Mortgage When You’re Self-Employed
If you work for yourself, you’re probably already used to having to be more organized and keeping track of your income. That’ll help when it’s time to apply for a mortgage, and so will this overview of what to know and how to prepare. What Are Lenders Looking For?
You can expect lenders will want proof of the following things before considering you for a mortgage:
- Income stability.
- The location and nature of your self-employment.
- The financial strength of your business.
- The ability of your business to generate sufficient income in the future.
90
First Home Buyer Application Approvals
During 2020
60
Second Mortgage Application Approvals
During 2020
We can hold your hand each step of the way
There will never be a point during the mortgage application process where you are on your own or are not sure what you need to do next. Mina Mortgage knowledge, friendly home loan experts are on your side.
We Work Around Your Obstacles
Not every homebuyer has a perfect credit score or a long, stable work history. Whatever your story, we will work hard toward getting you into your dream home. We work around your obstacles.
We had a perfect experience with dear Mina Aria during Mortgage processing, I really appreciate her efforts to get Mortgage . You are the best,
Behnam Hajianmotlagh
First time buyer, easy to talk to and always professional when dealing with Mina. Would recommend to all and would use again.
Joey Treverson
Very knowledgable mortgage advisor. She was very responsive as well. All in all, a very good experience
Andrew Smith
We help you to unlock & unleash the power within.
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Successful Applications
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Approved Second Mortgages
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Self Employed Mortgages
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Investment Mortgages