• 10265 Yonge Street, 1st Floor, Richmond Hill, ON
  • Support (647) 280-1636

Self – Employed Mortgage

How Can We Help?

Being Self-Employed Doesn’t Mean That You Can’t Achieve Your Dream Of Homeownership

Being self-employed doesn’t mean that you can’t achieve your dream of homeownership. Or, that you should have to sacrifice favorable lending terms just because of your professional status. As your mortgage agent, we don’t discriminate. Mina Mortgage will work with you to develop a self-employment strategy that will allow you to get the mortgage you actually want and deserve.


We work with lenders who understand the unique challenges self-employed Canadians face. They understand these individuals have tax write-offs creating significant reductions in their declared income.

How Can We Help?

When it comes to mortgages, it hasn’t always paid to be self-employed – because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we’re business owners, too.


What’s better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians. These lenders in Canada understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.

Qualifying For A Mortgage When You’re Self-Employed

If you work for yourself, you’re probably already used to having to be more organized and keeping track of your income. That’ll help when it’s time to apply for a mortgage, and so will this overview of what to know and how to prepare. What Are Lenders Looking For? You can expect lenders will want proof of the following things before considering you for a mortgage:
  • Income stability.
  • The location and nature of your self-employment.
  • The financial strength of your business.
  • The ability of your business to generate sufficient income in the future.
In order to apply for a mortgage while self-employed, you’ll need to consult with experts who have experience in this field. Mina Mortgage can help you figure out which solution is right for your situation.

First Home Buyer Application Approvals

During 2020

Second Mortgage Application Approvals

During 2020

We can hold your hand each step of the way

There will never be a point during the mortgage application process where you are on your own or are not sure what you need to do next. Mina Mortgage knowledge, friendly home loan experts are on your side.

We Work Around Your Obstacles

Not every homebuyer has a perfect credit score or a long, stable work history. Whatever your story, we will work hard toward getting you into your dream home. We work around your obstacles.

We help you to unlock & unleash the power within.


Successful Applications


Approved Second Mortgages


Self Employed Mortgages


Investment Mortgages