Mina Mortgage specializes in helping people find the perfect loan for their needs. Our focus is on providing our clients with the best service, competitive interest rate and fees, along with the most accurate information.
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- 10265 Yonge Street, 1st Floor, Richmond Hill, ON
- Support (647) 280-1636
First Home Buyer Mortgage
Let Us Help You Buy Your New Home!
Being Well Prepared Will Help You Make Better Decisions
Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site you will find information that will help you with the purchase of your new home.
Are You Ready To Buy?
Mina Mortgage specializes in Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent. When considering home ownership for the first time, you need to decide whether buying makes financial and practical sense for you right now or if you are better off renting. Consider both the advantages and disadvantages to renting as well as buying, and weigh the pros and cons for your situation.
How Much Can You Afford To Buy A House?
You’ve made the decision to purchase a new home. Congratulations! Buying a home is one of the biggest purchases of one’s life. And with purchasing a home usually comes purchasing a mortgage. But don’t worry; Mina Mortgage is here for all of your mortgage needs.
The first step toward finding the right home is to quickly compute your purchasing power and determine how much you can afford to pay each month. This saves you time by allowing you to focus on homes in your price range. In addition, in the planning stage, you should consider both the up-front and ongoing costs associated with purchasing a home.
While it may seem like an intimidating process, purchasing and owning your first home is an attainable goal. It’s made even more attainable through mortgage programs specifically geared toward first-time homebuyers. If you find the process of buying your first home confusing, it may help to speak with a professional. We specialize in the kind of education that can help get new homebuyers avoid missteps and confidently start the home-buying journey.
Benefits Of Working With Mina Mortgage:
- Professional & Reliable
- We Listen To Your Needs
- We Answer Your Questions
- We Work Around Your Obstacles
- We Accommodate Your Schedule
- We Can Hold Your Hand Each Step Of The Way
We listen to your needs
Every first-time home buyer has unique goals and considerations when choosing a loan. We take the time to ask you questions and listen carefully to your responses so that we can recommend mortgage products tailored to your individual requirements.
We answer your questions
No matter how many questions you have at each stage of the lending process, we are here to give you the answers you need. It is important for us that our customers understand the terms of their mortgages in full.
We work around your obstacles
Not every homebuyer has a perfect credit score or a long, stable work history. Whatever your story, we will work hard toward getting you into your dream home. We work around your obstacles.
We accommodate your schedule
Need to move fast on a home? We can work to help you meet important deadlines. With pre-approval in just an hour, you can make a compelling offer on your dream property.
90
First Home Buyer Application Approvals
During 2020
60
Second Mortgage Application Approvals
During 2020
We can hold your hand each step of the way
There will never be a point during the mortgage application process where you are on your own or are not sure what you need to do next. Mina Mortgage knowledge, friendly home loan experts are on your side.
We Work Around Your Obstacles
Not every homebuyer has a perfect credit score or a long, stable work history. Whatever your story, we will work hard toward getting you into your dream home. We work around your obstacles.
We had a perfect experience with dear Mina Aria during Mortgage processing, I really appreciate her efforts to get Mortgage . You are the best,
Behnam Hajianmotlagh
First time buyer, easy to talk to and always professional when dealing with Mina. Would recommend to all and would use again.
Joey Treverson
Very knowledgable mortgage advisor. She was very responsive as well. All in all, a very good experience
Andrew Smith
We help you to unlock & unleash the power within.
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Successful Applications
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Self Employed Mortgages
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Investment Mortgages