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Second Mortgage

How Can We Help?

We Have An Approval Waiting For You!

How Can Mina Mortgage Help?

Mina Mortgage will not only help you decide whether a second mortgage is a good fit for you, but will also facilitate the process quickly and easily, so that you can access the equity available in your property. We Private Mortgages as well, for people with Tarnished Credit, Low Income, rates maybe a little higher, but we can still help you get the funds, for your needs.

We deal with a lot of Private lenders, so getting you an Approval is very fast. For Home-owners who have Tarnished Credit, Low Income, there won’t be any problem if you ask Mina Mortgage for help. We Can Help, you to borrow from your Home Equity and get you a Second Mortgage on your residential as well as Commercial Property, if there is sufficient equity.

Our Mina Mortgage Experts will assist and help you. As long as there is Equity in your Home, we have an Approval waiting for you.

What Is A Second Mortgage?

A second mortgage is a loan that is taken out on a property that has an existing mortgage. It provides access to the equity that you have available in the property, often at a lower rate than most other types of loans. For this reason, second mortgages are a popular way to borrow significant sums of money relatively quickly, if needed.

Why Choose A Second Mortgage?

  • To get current on the actual mortgage or to consolidate high interest debts
  • To renovate your home
  • To pay off a lien on your property
  • Paying tax debts or to pay unexpected expenses
  • Fund the business or to invest in real estate

The Advantages Against Conventional Loans:

  • Less documentation is required.
  • Approval only based on your property equity.
  • No proof of income or credit check required.
  • A second rank mortgage is advantageous if you hold a favorably low rate first rank mortgage.

What Are The Pros & Cons Of Obtaining A Second Mortgage?


From the lender’s perspective, second mortgages are risky because the first mortgage will be paid first if a property is taken into possession after a default. For this reason, second mortgages have higher interest rates.


If your first mortgage has a favorable interest rate, getting a second mortgage may be the right decision when funding home renovations, consolidating debt, or lowering monthly credit card payments. Even though they typically have higher interest rates, second mortgages are usually cheaper than other types of personal loans.

First Home Buyer Application Approvals

During 2020

Second Mortgage Application Approvals

During 2020

We can hold your hand each step of the way

There will never be a point during the mortgage application process where you are on your own or are not sure what you need to do next. Mina Mortgage knowledge, friendly home loan experts are on your side.

We Work Around Your Obstacles

Not every homebuyer has a perfect credit score or a long, stable work history. Whatever your story, we will work hard toward getting you into your dream home. We work around your obstacles.

We help you to unlock & unleash the power within.


Successful Applications


Approved Second Mortgages


Self Employed Mortgages


Investment Mortgages